Andy Rutter - Verified Investor

Experienced Private Lender | Tennessee, Florida, Alabama

Meet Andy, a seasoned private lender based in Tennessee, Florida, Alabama, with a passion for supporting real estate investors in achieving their goals. As a Verified Investor, Andy brings over a decade of experience, a deep understanding of the market, and a commitment to providing fast, flexible financing solutions tailored to your unique needs.

About Andy:

Creating Opportunities. Building Relationships. Leaving a Legacy. My journey into real estate investing began in 2008 after a corporate layoff forced me to explore a new path. After reading Rich Dad Poor Dad, I became fascinated by real estate investing and committed to learning the business. What started as a challenge quickly became a passion. Over those 18+ years, we utilized multiple investment strategies, including residential rentals, owner financing, lease options, wholesale transactions, commercial real estate, fix-and-flip projects, and note investing. Within just a few years of getting started, we built and self-managed a portfolio of 30 rental units. Before real estate, I spent 36 years in consumer finance helping individuals meet their financial needs. That experience taught me the value of relationships, trust, and creating solutions that benefit everyone involved. That philosophy continues to guide me today. I believe that if only one party wins in a transaction, it wasn't structured correctly. The best opportunities create value for everyone involved. There is plenty of opportunity available for those willing to learn, work hard, and help others succeed along the way. Today, Backstop Investments is expanding its focus into private lending and real estate finance. The new division is called Backstop Capital. While we continue to enjoy owning and operating investment properties, I have discovered that I enjoy the lending side of the business even more. Through our partnership with a private investment fund and institutional lending relationships, we help investors identify financing solutions that support a variety of real estate investment strategies. This chapter is especially meaningful because it is becoming a family business. My son Briggs and I are working together to grow this part of the operation, combining decades of investing and business experience with a new generation's technology skills and fresh perspective. We enjoy working with investors at all stages of their journey, especially those who are just getting started. Helping people learn, grow, and build confidence through real estate investing is one of the most rewarding parts of the business. Whether you're an active investor, a referral partner, or someone exploring your next real estate opportunity, we welcome the chance to connect. If your real estate needs include: fix & flip, bridge financing, long-term rentals (DSCR), ground-up construction commercial real estate, or exploring turnkey modular solutions We should talk.

Specialties:

Fix and Flip

Financing

Rental Property Refinancing (DSCR Loans)

Ground-Up

Construction Loans

Commercial Real

Estate Financing

Why Work with Andy?

When you partner with Andy as your

private lender, you gain access to:

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Quick Closings:

Andy understands the importance of moving quickly in a competitive market. He can typically fund deals within 10-14 business days of receiving a complete application.

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Location Expertise:

Having invested in the Tennessee, Florida, Alabama market for over a decade, Andy brings invaluable insights and connections to help your projects succeed.

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Flexible Terms:

With a focus on the unique needs of each borrower, Andy offers customized loan structures designed to support your success.

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Personalized Support:

Andy takes a hands-on approach, working closely with you every step of the way to ensure a smooth, successful transaction.

Connect with Andy:

Ready to take your real estate investing to the next level? Contact Andy today to discuss your financing needs and learn how he can help you achieve your goals.

Andy on Social Media:

Connect with Andy on social media to stay up to date with his latest projects, insights, and success stories:

Verified Investor Testimonial:

"Andy Rutter is a true asset to the Verified Investor network. With his extensive experience, market expertise, and commitment to supporting fellow investors, Andy embodies the values and mission of our platform. We are proud to have him as a Verified Investor and recommend him highly to any real estate investor seeking a reliable, knowledgeable lending partner."

- Rick Melero, Verified Investor Founder

Take the

First Step:

Don't let financing hold you back from achieving your real estate dreams.

Connect with a Verified Investor today and unlock the power of flexible, reliable capital.

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Disclaimer: A verified investor, as described here, is a real estate investor actively involved in purchasing real estate assets, including but not limited to mortgages or properties. It's important to note that a verified investor is distinct from an accredited investor, who meets specific criteria such as income, net worth, or professional experience, as defined by securities laws and regulations. The term 'verified investor' pertains specifically to real estate investing and should not be confused with the accreditation status required for certain investment opportunities.


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